Fiduciary Advice That Puts You First, Always.
We're held to the highest legal standard of care — meaning we're required to act in your best interest. But frankly? We'd do it either way.
Education and Experience That Runs Deep.
The experience we bring to the table is truly hard to find in this space. Our knowledge shows up in the nuance of every plan we build.
Hey there, I'm Thomas Manetta, MFSA!
Thomas Manetta is the founder of Manetta Wealth Management, an independent registered investment advisory firm built on one simple belief: clients deserve conflict-free advice without an agenda. As a fee-only advisor, Thomas works directly with individuals and families to deliver holistic financial planning across investments, taxes, estate planning, cash management, and insurance: all under one roof, with one trusted advisor.
Thomas holds a Master of Science in Financial Analysis (MSFA) from the University of San Francisco and will be completing his Master’s in Taxation (MST) from Golden Gate University this fall. He has held the Series 7 and Series 66 registrations as well as a CA Life Insurance License. His academic foundation in financial analysis, combined with hands-on planning experience, allows him to tackle complex financial challenges with both rigor and clarity.
What sets Thomas apart is his commitment to the whole picture. Rather than offering piecemeal advice, he integrates every dimension of a client's financial life, because real planning doesn't happen in silos. His firm's guiding principle says it best: Help without harm. Advice without agenda.
When he's not working with clients, Thomas shares his perspective on personal finance and the advisory industry through his podcast, Behind the Curtain Finance with Thomas Manetta, pulling back the curtain on how wealth management really works.
Why We Chose Altruist to Be Our Custodian
For most of my career in financial services, something felt off. Not always in an obvious way, but in the quiet, persistent way that comes from working inside institutions where the interests of the firm, the advisor, and the client don't quite line up. Where the products on the shelf weren't always the best products for the person sitting across from you. Where "advice" was too often shaped by what the platform needed rather than what the client did.
When I founded Manetta Wealth Management, I knew that being truly independent meant more than hanging my own shingle. It meant building the right infrastructure, starting with who holds my clients' assets.
That's why I chose Altruist as my custodian.
Altruist was built specifically for independent RIAs, with a singular focus: make great financial advice more accessible and less conflicted. There are no proprietary products to push, no revenue-sharing arrangements quietly pulling at the advice, no institutional agenda running beneath the surface. Just a modern, transparent platform designed to help advisors serve clients, and nothing else.
That alignment matters more than people realize. When your custodian, your advisor, and your client are all pointed in the same direction, something changes. The advice gets cleaner. The relationship gets deeper. And the client finally gets what they came for: someone who is
unambiguously, unconditionally in their corner.
I never had that working inside the big institutions.
I have it now. And I don't take it for granted.
